What is ClosingWTF?

ClosingWTF is a free mortgage analysis tool designed to help homebuyers make informed decisions. It analyzes mortgage documents comprehensively and provides detailed insights to help you avoid being overcharged with unfavorable interest rates and excessive closing costs.

Use Cases And Features

1. Homebuyers Seeking Competitive Mortgage Rates
If you're purchasing a home and obtaining a mortgage, ClosingWTF helps you determine whether you're receiving a competitive interest rate compared to current market standards.

2. Loan Estimate and Closing Disclosure Analysis
Upload your Loan Estimate or Closing Disclosure documents to identify potential overcharges, including unnecessary junk fees and above-market interest rates that could cost you thousands over the life of your loan.

3. Professional Tool for Mortgage Brokers
Mortgage professionals can utilize ClosingWTF to verify that their clients are receiving fair and competitive mortgage terms, ensuring transparency and building trust throughout the lending process.